You can transfer your ISA to another manager but please note that you can only transfer the whole of an ISA for a current tax year to the same component of the same type of ISA. However, you can transfer some or all of the investments you hold in ISAs for previous tax years, from one component of an ISA to the same component of any mini or maxi ISA. Although we do not currently intend to make a transfer-out charge, we have the right to make a charge of £50 for each transfer.

Which of the following operations are specifically forbidden by this regulation?

Transferring an entire maxi ISA to the maxi ISA of another ISA manager. Transferring a mini ISA from last year to a mini ISA for this year. Transferring a maxi ISA from two years ago to a maxi ISA for this year. Transferring a maxi ISA to a mini ISA for another ISA manager. Putting extra money into either a mini or maxi ISA.

Please provide some explanation for this problem.

Headway is now targeted at a wider readership – to include all NUT members who are on the leadership salary spine. This year’s NUT membership credential gave members the opportunity to identify themselves as teachers on the leadership spine and Headway will, in future, be mailed directly to all members so identified.

From the text above, which of the following can we reasonably conclude?

Headway is a free newspaper. Formerly, the readership of Headway did not include members on the leadership salary spine. Teachers can only be present on the leadership spine thanks to the NUT. The readership for Headway will increase in future years. Teachers cannot get access to Headway unless it is mailed to them.

If k is a positive constant and y = |x – k| – |x + k|, what is the maximum value of y? (Contributed by JR)

(1) x < 0
(2) k = 3

A) Statement 1 alone is sufficient but statement 2 alone is not sufficient to answer the question asked.
B) Statement 2 alone is sufficient but statement 1 alone is not sufficient to answer the question asked.
C) Both statements 1 and 2 together are sufficient to answer the question but neither statement is sufficient alone.
D) Each statement alone is sufficient to answer the question.
E) Statements 1 and 2 are not sufficient to answer the question asked and additional data is needed to answer the statements.

.1…2….3…. 4….. 5…… 6………………………Good News… TakeGMAT Team pleased to announce that now you will receive not 1, 2 or 3….Total six questions a day…….On the each interval of 4 hours. We can increase or decrease the frequency of questions depends on your feedback.

Topics includes
> Critical Resoning
> Sentence Correction
> Reading Comprehension
> Data Sufficiency
> Problem Solving
> PS/DS

We love to hear you, just drop a line below for us (not necessary words of appreciation)……….

The only purpose for which a particular type of tape is needed is to hold certain surgical wounds closed for ten days—the maximum time such wounds need tape. Newtape is a new brand of this type of tape.
Newtape’s salespeople claim that Newtape will improve healing because Newtape adheres twice as long as the currently used tape does.
Which of the following statements, if true, would most seriously call into question the claim made by Newtape’s salespeople?
(A) Most surgical wounds take about ten days to heal.
(B) Most surgical tape is purchased by hospitals and clinics rather than by individual surgeons.
(C) The currently used tape’s adhesiveness is more than sufficient to hold wounds closed for ten
days.
(D) Neither Newtape nor the currently used tape adheres well to skin that has not been cleaned.
(E) Newtape’s adhesion to skin that has been coated with a special chemical preparation is
only half as good as the currently used tape’s adhesion to such coated skin.

Three grades of milk are 1 percent, 2 percent and 3 percent fat by volume. If x gallons of 1 percent grade, y gallons of 2 percent grade and z gallons of 3 percent grade are mixed to give x+y+z gallons of 1.5 percent grade, what is x in terms of y and z?

A. y + 3z
B. (y+z)/4
C. 2y + 3z
D. 3y + z
E. 3y + 4.5z

Working alone at its constant rate, machine K took 3 hours to produce ¼ of the units produced last Friday. Then machine M started working and the two machines, working simultaneously at their respective constant rates, took 6 hours to produce the rest of the unites produced last Friday. How many hours would it have taken machine M, working along at its constant rate, to produce all of the units produced last Friday?

Â

(A)Â 8

(B)Â Â 12

(C)Â 16

(D)Â 24

(E)Â Â 30

My car has several faults, each of which is caused by one single action. When I turn on the engine, open the door and close the sunroof, there is a clank and a bang. When I open the door, wind down the window and change gear, there is a twang and a rattle. When I close the sunroof, open the glove compartment and change gear, there is a twang and a clank.

If I open the door, turn on the engine and open the glove compartment, what will I hear?

 a twang

 a clank and a bang

 a bang

 a bang and a rattle

 nothing

With Proposition 13, if you bought your house 11 years ago for $75,000, your property tax would be approximately $914 a year (1 percent of $75,000 increased by 2 percent each year for 11 years); and if your neighbor bought an identical house next door to you for $200,000 this year, his tax would be $2,000 (1 percent of $200,000). Without Proposition 13, both you and your neighbor would pay $6,000 a year in property taxes (3 percent of $200,000). Which of the following is the conclusion for which the author most likely is arguing in the passage above?

(A) Proposition 13 is unconstitutional because it imposes an unequal tax on properties of equal value.
(B) If Proposition 13 is repealed, every homeowner is likely to experience a substantial increase in property taxes.
(C) By preventing inflation from driving up property values, Proposition 13 has saved homeowners thousands of dollars in property taxes.
(D) If Proposition 13 is not repealed, identical properties will continue to be taxed at different rates.
(E) Proposition 13 has benefited some homeowners more than others.

Since chromosome damage may be caused by viral infections, medical x-rays, and exposure to sunlight, it is important that the chromosomes of a population to be tested for chemically induced damage be compared with those of a control population.

(A) to be tested for chemically induced damage be compared with
(B) being tested for damage induced chemically are compared with
(C) being tested for chemically induced damage should be compared to
(D) being tested for chemically induced damage are to be compared to
(E) that is to be tested for chemically induced damage are to be comparable with

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The reasoning of the argument in the advertisement is flawed because it overlooks the possibility that

(A) the equipment used by Kreemo to blend and package its coffee is no different from that used by most other coffee producers
(B) not all of Kreemo’s competitors use Colombian coffee beans in the blends of coffee they sell
(C) Kreemo sells more coffee than does any other company
(D) Kreemo’s coffee is the most expensive blended coffee available today
(E) the best unblended coffee is better than the best blended coffee

Answer choice is C.

Can someone explain me why C is the correct choice? There is no mention of :

1. only Colombian beans are used to manufacture the coffee by Kreemo

2. Kreemo sells only Colombian beans made coffee

While a new surge of critical interest in the ancient Greek poems conventionally ascribed to Homer has taken place in the last twenty years or so, it was nonspecialists rather than professional scholars who studied the poetic aspects of the Iliad and the Odyssey between, roughly, 1935 and 1970. During these years, while such nonacademic intellectuals as Simone Weil and Erich Auerbach were trying to define the qualities that made these epic accounts of the Trojan War and its aftermath great poetry, the questions that occupied the specialists were directed elsewhere: ?Did the Trojan War really happen?? ?Does the bard preserve Indo-European folk memories?? ?How did the poems get written down?? Something was driving scholars away from the actual works to peripheral issues.

Scholars produced books about archaeology, about gift-exchange in ancient societies, about the development of oral poetry, about virtually anything except the Iliad and the Odyssey themselves as unique reflections or distillations of life itself?as, in short, great poetry. The observations of the English poet Alexander Pope seemed as applicable in 1970 as they had been when he wrote them in 1715: according to Pope, the remarks of critics ?are rather Philosophical, Historical, Geographic?or rather anything than Critical and Poetical.?

Ironically, the modern manifestation of this ?nonpoetical? emphasis can be traced to the profoundly influential work of Milman Parry, who attempted to demonstrate in detail how the Homeric poems, believed to have been recorded nearly three thousand years ago, were the products of a long and highly developed tradition of oral poetry about the Trojan War. Parry proposed that this tradition built up its diction and its content by a process of constant accumulation and refinement over many generations of storytellers. But after Parry?s death in 1935, his legacy was taken up by scholars who, unlike Parry, forsook intensive analysis of the poetry itself and focused instead on only one element of Parry?s work: the creative limitations and possibilities of oral composition, concerning on fixed elements and inflexibilities, focusing on the things that oral poetry allegedly can and cannot do. The dryness if this kind of study drove many of the more inventive scholars away from the poems into the rapidly developing field of Homer?s archaeological and historical background.
Appropriately, Milman Parry?s son Adam was among those scholars responsible for a renewed interest in Homer?s poetry as literary art. Building on his father?s work, the younger Parry argued that the Homeric poems exist both within and against a tradition. The Iliad and the Odyssey were, Adam Parry thought, the beneficiaries of an inherited store of diction, scenes, and at the same time highly individual works that surpasses these conventions. Adam Parry helped prepare the ground for the recent Homeric revival by affirming his father?s belief in a strong inherited tradition, but also by emphasizing Homer?s unique contributions within that tradition.

1. Which one of the following best states the main idea of the passage?
(A) The Homeric poems are most fruitfully studied as records of the time and place in which they were written.
(B) The Homeric poems are the products of a highly developed and complicated tradition of oral poetry.
(C) The Homeric poems are currently enjoying a resurgence of critical interest after an age of scholarship largely devoted to the poems? nonpoetic elements.
(D) The Homeric poems are currently enjoying a resurgence of scholarly interest after am age during which most studies were authored by nonacademic writers.
(E) Before Milman Parry published his pioneering work in the early twentieth century, it was difficult to assign a date or an author to the Homeric poems.

2. According to the passage, the work of Simone Weil and Erich Auerbach on Homer was primarily concerned with which one of the following?
(A) considerations of why criticism of Homer had moved to peripheral issues
(B) analyses of the poetry itself in terms of its literary qualities
(C) studies in the history and nature of oral poetry
(D) analyses of the already ancient epic tradition inherited by Homer
(E) critiques of the highly technical analyses of academic critics

3. The passage suggests which one of the following about scholarship on Homer that has appeared since 1970?
(A) It has dealt extensively with the Homeric poems as literary art.
(B) It is more incisive than the work of the Parrys.
(C) It has rejected as irrelevant the scholarship produced by specialists between 1935 and 1970.
(D) It has ignored the work of Simone Weil and Erich Auerbach.
(E) It has attempted to confirm that the Iliad and the Odyssey were written by Homer.

4. The author of the passage most probably quotes Alexander Pope (lines 24-26) in order to
(A) indicate that the Homeric poems have generally received poor treatment at the hands of English critics
(B) prove that poets as well as critics have emphasized elements peripheral to the poems
(C) illustrate that the nonpoetical emphasis also existed in an earlier century
(D) emphasize the problems inherent in rendering classical Greek poetry into modern English
(E) argue that poets and literary critics have seldom agreed the interpretation of poetry

5. According to the passage, which one of the following is true of Milman Parry?s immediate successors in the field of Homeric studies?
(A) They reconciled Homer?s poetry with archaeological and historical concerns.
(B) They acknowledged the tradition of oral poetry, but focused on the uniqueness of Homer?s poetry within the tradition.
(C) They occupied themselves with the question of what qualities made for great poetry.
(D) They emphasized the boundaries of oral poetry.
(E) They called for a revival of Homer?s popularity.

6. Which one of the following best describes the organization of the passage?
(A) A situation is identified and its origins are examines.
(B) A series of hypotheses is reviewed and one is advocated.
(C) The works of two influential scholars are summarized.
(D) Several issues contributing to a currently debate are summarized.
(E) Three possible solutions to a long-standing problem are posed.

If x and y are positive integers, what is the value of xy?

(1) The greatest common factor of x and y is 10.
(2) The least common multiple of x and y is 180.

A. Statement (1) ALONE is sufficient, but statement (2) alone is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) alone is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.

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After the Colonial period’s 50 percent mortality rate life expectancy improved for children, but as late as the nineteenth century about one child in three died before reaching the age of six.

(A) After the Colonial period’s 50 percent mortality rate, life expectancy improved for children, but
(B) Even though children’s life expectancy, which improved over the Colonial period’s 50 percent mortality rate,
(C) Although life expectancy for children improved after the Colonial period, during which the mortality rate was 50 percent,
(D) While there was an improvement in life expectancy for children after the 50 percent mortality rate of the Colonial period, still
(E) Despite children’s life expectancy improvement from the Colonial period’s 50 percent mortality rate,

Outside the medical profession, there are various efforts to cut medicine down to size: not only widespread malpractice litigation and massive governmental regulation, but also attempts by consumer groups and others to redefine medicine as a trade rather than as a profession, and the physician as merely a technician for hire under contract. Why should physicians (or indeed all sensible people) resist such efforts to give the practice of medicine a new meaning. We can gain some illumination from etymology. “Trade,” from Germanic and Anglo-Saxon roots meaning “a course or pathway,” has come to mean derivatively a habitual occupation and has been related to certain skills and crafts. On the other hand, while “profession” today also entails a habit of work, the word “profession” itself traces to an act of self-conscious and public?even confessional?speech. “To profess” preserves the meaning of its Latin source, to declare publicly; to announce, affirm, avow. A profession is an activity or occupation to which its practitioner publicly professes, that is, confesses, devotion. But public announcement seems insufficient; publicly declaring devotion to plumbing or auto repair would not turn these trades into professions.

Some believe that learning and knowledge are the diagnostic signs of a profession. For reasons probably linked to the medieval university, the term “profession” has been applied to the so-called learned professions “medicine, law, and theology” the practices of which are founded upon inquiry and knowledge rather than mere “know-how.” Yet it is not only the pursuit and acquisition of knowledge that makes one a professional. The knowledge involved makes the profession one of the learned variety, but its professional quality is rooted in something else.

Some mistakenly seek to locate that something else in the prestige and honor accorded professionals by society, evidenced in their special titles and the special deference and privileges they receive. But externalities do not constitute medicine a profession. Physicians are not professionals because they are honored; rather, they are honored because of their profession. Their titles and the respect they are shown superficially signify and acknowledge something deeper, that physicians are persons of the professional sort, knowingly and freely devoting themselves to a way of life worthy of such devotion. Just as lawyers devote themselves to rectifying injustices, looking up to what is lawful and right; just as teachers devote themselves to the education of the young, looking up to truth and wisdom; so physicians heal the sick, looking up to health and wholesomeness. Being a professional is thus rooted in our moral nature and in that which warrants and impels making a public confession to a way of life.

Professing oneself a professional is an ethical act because it is not a silent and private act, but an articulated and public one; because it promised continuing devotion to a way of life, not merely announces a present preference or a way to a livelihood; because it is an activity in service to some high good that insists on devotion; because it is difficult and demanding. A profession engages one?s character and heart, not merely one?s mind and hands.

1) According to the author, which one of the following is required in order that one be a professional?
(A) significant prestige and a title
(B) know-how in a particular field
(C) a long and difficult educational endeavor
(D) a commitment to political justice
(E) a public confession of devotion to a way of life

2) Which one of the following best expresses the main point made by the author in the passage?
(A) Medicine is defined as a profession because of the etymology of the word “profession”.
(B) It is a mistake to pay special honor to the knowledge and skills of physicians.
(C) The work of physicians is under attack only because it is widely misunderstood.
(D) The correct reason that physicians are professionals is that their work involves public commitment to a high good.
(E) Physicians have been encouraged to think of themselves as technicians and need to reorient themselves toward ethical concerns.

3) The question posed by the author in the passage introduces which one of the following?
(A) the author’s belief that it is futile to resist the trend toward defining the physician”s work as a trade
(B) the author’s dislike of governmental regulation and consumer advocacy
(C) the author’s inquiry into the nature of the practice of medicine
(D) the author’s suggestions for rallying sensible people to a concentrated defense of physicians
(E) the author’s fascination with the origins of words

4) In the passage, the author mentions or suggests all of the following EXCEPT
(A) how society generally treats physicians
(B) that the practice of medicine is analogous to teaching
(C) that being a professional is in part a public act
(D) the specific knowledge on which trades are based
(E) how a livelihood is different from a profession

5) The author’s attitude toward professionals is best described as
(A) eager that the work of one group of professionals, physicians, be viewed from a new perspective
(B) sympathetic toward professionals who have become demoralized by public opinion
(C) surprised that professionals have been balked by governmental regulations and threats of litigation
(D) dismayed that most professionals have come to be considered technicians
(E) certain that professionals confess a commitment to ethical ideals

6) Based on the information in the passage, it can be inferred that which one of the following would most logically begin a paragraph immediately following the passage?
(A) A skilled handicraft is a manual art acquired by habituation that enables trades people to tread regularly and reliably along the same path.
(B) Critics might argue that being a doctor, for example, requires no ethical or public act; thus medicine, as such, is morally neutral, does not bind character, and can be used for good or ill.
(C) Sometimes the pursuit of personal health competes with the pursuit of other goods, and it has always been the task of the community to order and define competing ends.
(D) Not least among the myriad confusions and uncertainties of our time are those attending efforts to discern and articulate the essential characteristics of the medial profession.
(E) When, in contrast, we come to physicians of the whole body, we come tacitly acknowledging the meaning of illness and its potential threat to all that we hold dear.

7) Which one of the following best describes the author’s purpose in the passage?
(A) The author locates the “something else” that truly constitutes a profession.
(B) The author dismisses efforts to redefine the meaning of the term “profession.”
(C) The author considers, and largely criticizes several definitions of what constitutes a profession.
(D) The author clarifies the meaning of the term ?profession? by advocating a return to its linguistic and historical roots.
(E) The author distinguishes trades such as plumbing and auto repair from professions such as medicine, law, and theology.

The report on the gross national product—the nation’s total production of goods and
services—showed that second-quarter inflation was somewhat lower than a previous estimation and the savings rate slightly higher.
(A) a previous estimation and the savings rate slightly higher
(B) a previous estimation and with a slightly higher savings rate
(C) a previous estimate and that the savings rate is slightly higher
(D) previously estimated and a slightly higher savings rate
(E) previously estimated and that the savings rate was slightly higher

Drinking milk enriched with vitamin D may significantly reduce the risk of rickets and also aid for sufferers of heart disease, according to studies recently completed at the University of California in San Francisco.

A. significantly reduce the risk of rickets and also aid for
B. be significant in reducing the risk of rickets and aid for
C. significantly reduce the risk of rickets and aid
D. cause a significant reduction in the risk of rickets and aid to
E. significantly reduce the risk of rickets as well as aiding

There are any number of skilled freelancers who can develop strategy and create marketing materials with a keen eye to using proven methods, but also to developing new and innovative techniques.

A. with a keen eye to using proven methods, but also to developing new and innovative techniques.
B. with a keen eye for using proven methods, and also to developing new and innovative techniques.
C. with a keen eye not only to using proven methods, but also to developing new and innovative techniques.
D. with a keen eye to using proven methods, but to developing now and innovative techniques.
E. with a keen eye not only to using proven methods, and also to developing now and innovative techniques.

The National Museum of American History owns Harley-Davidsons of various vintages on account of having evolved into an American touchstone.

A) on account of having
B) on account of their having
C) because they have
D) because of having
E) because it has

Miguel is mixing up a salad dressing. Regardless of the number of servings, the recipe requires that 5/8 of the finished dressing mix be olive oil, 1/4 vinegar, and the remainder an even mixture of salt, pepper and sugar. If Miguel accidentally doubles the vinegar and forgets the sugar altogether, what proportion of the botched dressing will be olive oil?

a) 15/29
b) 5/8
c) 5/16
d) 1/2
e) 13/27