You can transfer your ISA to another manager but please note that you can only transfer the whole of an ISA for a current tax year to the same component of the same type of ISA. However, you can transfer some or all of the investments you hold in ISAs for previous tax years, from one component of an ISA to the same component of any mini or maxi ISA. Although we do not currently intend to make a transfer-out charge, we have the right to make a charge of £50 for each transfer.

Which of the following operations are specifically forbidden by this regulation?

Transferring an entire maxi ISA to the maxi ISA of another ISA manager. Transferring a mini ISA from last year to a mini ISA for this year. Transferring a maxi ISA from two years ago to a maxi ISA for this year. Transferring a maxi ISA to a mini ISA for another ISA manager. Putting extra money into either a mini or maxi ISA.

Please provide some explanation for this problem.

Headway is now targeted at a wider readership – to include all NUT members who are on the leadership salary spine. This year’s NUT membership credential gave members the opportunity to identify themselves as teachers on the leadership spine and Headway will, in future, be mailed directly to all members so identified.

From the text above, which of the following can we reasonably conclude?

Headway is a free newspaper. Formerly, the readership of Headway did not include members on the leadership salary spine. Teachers can only be present on the leadership spine thanks to the NUT. The readership for Headway will increase in future years. Teachers cannot get access to Headway unless it is mailed to them.

If k is a positive constant and y = |x – k| – |x + k|, what is the maximum value of y? (Contributed by JR)

(1) x < 0
(2) k = 3

A) Statement 1 alone is sufficient but statement 2 alone is not sufficient to answer the question asked.
B) Statement 2 alone is sufficient but statement 1 alone is not sufficient to answer the question asked.
C) Both statements 1 and 2 together are sufficient to answer the question but neither statement is sufficient alone.
D) Each statement alone is sufficient to answer the question.
E) Statements 1 and 2 are not sufficient to answer the question asked and additional data is needed to answer the statements.

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The only purpose for which a particular type of tape is needed is to hold certain surgical wounds closed for ten days—the maximum time such wounds need tape. Newtape is a new brand of this type of tape.
Newtape’s salespeople claim that Newtape will improve healing because Newtape adheres twice as long as the currently used tape does.
Which of the following statements, if true, would most seriously call into question the claim made by Newtape’s salespeople?
(A) Most surgical wounds take about ten days to heal.
(B) Most surgical tape is purchased by hospitals and clinics rather than by individual surgeons.
(C) The currently used tape’s adhesiveness is more than sufficient to hold wounds closed for ten
days.
(D) Neither Newtape nor the currently used tape adheres well to skin that has not been cleaned.
(E) Newtape’s adhesion to skin that has been coated with a special chemical preparation is
only half as good as the currently used tape’s adhesion to such coated skin.

Three grades of milk are 1 percent, 2 percent and 3 percent fat by volume. If x gallons of 1 percent grade, y gallons of 2 percent grade and z gallons of 3 percent grade are mixed to give x+y+z gallons of 1.5 percent grade, what is x in terms of y and z?

A. y + 3z
B. (y+z)/4
C. 2y + 3z
D. 3y + z
E. 3y + 4.5z

Working alone at its constant rate, machine K took 3 hours to produce ¼ of the units produced last Friday. Then machine M started working and the two machines, working simultaneously at their respective constant rates, took 6 hours to produce the rest of the unites produced last Friday. How many hours would it have taken machine M, working along at its constant rate, to produce all of the units produced last Friday?

Â

(A)Â 8

(B)Â Â 12

(C)Â 16

(D)Â 24

(E)Â Â 30

My car has several faults, each of which is caused by one single action. When I turn on the engine, open the door and close the sunroof, there is a clank and a bang. When I open the door, wind down the window and change gear, there is a twang and a rattle. When I close the sunroof, open the glove compartment and change gear, there is a twang and a clank.

If I open the door, turn on the engine and open the glove compartment, what will I hear?

 a twang

 a clank and a bang

 a bang

 a bang and a rattle

 nothing

With Proposition 13, if you bought your house 11 years ago for $75,000, your property tax would be approximately $914 a year (1 percent of $75,000 increased by 2 percent each year for 11 years); and if your neighbor bought an identical house next door to you for $200,000 this year, his tax would be $2,000 (1 percent of $200,000). Without Proposition 13, both you and your neighbor would pay $6,000 a year in property taxes (3 percent of $200,000). Which of the following is the conclusion for which the author most likely is arguing in the passage above?

(A) Proposition 13 is unconstitutional because it imposes an unequal tax on properties of equal value.
(B) If Proposition 13 is repealed, every homeowner is likely to experience a substantial increase in property taxes.
(C) By preventing inflation from driving up property values, Proposition 13 has saved homeowners thousands of dollars in property taxes.
(D) If Proposition 13 is not repealed, identical properties will continue to be taxed at different rates.
(E) Proposition 13 has benefited some homeowners more than others.

Since chromosome damage may be caused by viral infections, medical x-rays, and exposure to sunlight, it is important that the chromosomes of a population to be tested for chemically induced damage be compared with those of a control population.

(A) to be tested for chemically induced damage be compared with
(B) being tested for damage induced chemically are compared with
(C) being tested for chemically induced damage should be compared to
(D) being tested for chemically induced damage are to be compared to
(E) that is to be tested for chemically induced damage are to be comparable with